Resources for Expats in Germany

N26

N26 is a relatively new bank, which has started in Germany and is now present in several countries. Their app and website is available in English, Spanish, Italian, Portuguese, French and, of course, German.

Besides being a bank that speaks multiple languages, they provide excellent support via chat or email, they are quick to respond to questions, and their pricing model is pretty easy.

N26 does offer a free bank account, but also various premium accounts with additional services, such as several “spaces”, which are basically sub-accounts. You can also set up a percentage of every transfer that goes to your savings, get personalized credit cards, and more.

N26 is our first recommendation, and we use their accounts ourselves. So why don’t you go ahead and give them a try?

Go directly to N26

DKB

DKB is a German bank with a broad range of products. Their app for smartphones is available in German and English, and their service is impeccable.

Opening an account with DKB is pretty easy, and their pricing is fair. If you have more than 700 Euros per month coming into your bank account, or if you’re younger than 28, you do not pay any fees. In case N26 is not for you, then DKB would be our second recommendation.

Go directly to DKB

Miles & More

Miles & More is an award program by Lufthansa, Germanys most known airline. They do offer a credit card that has travellers in mind, and it does come in quite handy as an expat, too.

The Miles & More Gold credit card costs less than 10 Euros per month, and it comes with many perks. The most important resons, why we recommend this card to expats, are the following:

• Earn Miles with every purchase and redeem them for flights home.
• Car rental insurance is included, so you save a lot when you need a rental car (insurance often costs more than the car rental itself).
• Travel insurance: If you can’t start your travel because of illness, or if your baggage gets lost, they will redeem you.
• Travel health insurance: If you get sick while travelling, they cover the costs for medical care.
• and more…

Ready to give it a try? We highly recommend it, even if you already have a credit card with your bank.

Go directly to Miles & More credit cards